Bank of America Accelerated Rewards™ American Express® Card

This low interest credit card is issued by Bank of America.

This card received a rating of 4.50 out of 5.00

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The Bank of America® Accelerated Rewards™ American Express® Card, issued by FIA Card Services, N.A., is designed for those with average credit who want to participate in the reward program.

Introductory Rate:	0% APR for 12 Billing Cycles
Time Period:	See Terms
Rate Applied To:	Balance Transfers
Additional Details:	The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Regular APR:	Between 9.99% and 19.99%
Variable or Fixed:	Fixed
Annual Fee:	$0
Annual Fee Details:	None
Application Fee:	n/app
Participation Fee:	n/app
Reload Fee:	n/app
Inactive Fee:	n/app
Total First Year Fees:	n/app
Type Of Rewards:	Point
Be sure to read the card's Terms and Conditions before applying!

Credit Card Review

The Bank of America® Accelerated Rewards™ American Express® Card, issued by FIA Card Services, N.A., is designed for those with average credit who want to participate in the reward program.

Through the reward program, cardholders earn 1.25 points for every dollar they spend with the card. Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, discounts at hotels, and gift certificates. There is no limit to the amount of points that cardholders can earn, but points will expire after five years.

The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate on purchases and balance transfers once the introductory rate expires.

This card also provides various benefits and services including a personal concierge service, identity theft recovery, and absolute fraud protection.

Therefore, those who would like to participate in the reward program and will take advantage of the introductory rate will benefit most from what the Bank of America® Accelerated Rewards™ American Express® Card has to offer.

This review was updated 2008-12-01T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards:	Point
Reward Program Optional:	No
	Optional programs may have a fee. See Terms and Conditions for details.

For Cards with Cash Back Incentives
Lowest Possible Rebate:	n/app
Highest Possible Rebate:	n/app
Additional Rebates:	n/app
Rebate Details:	n/app

For Cards with Point Incentives
Points Per Dollar Spent:	1.25 Points
Additional Points:	Earn 1.25 points for every $1 in net retail purchases.
Point Details:	Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, discounts at hotels, and gift certificates.

For Cards with Airline Incentives
Miles Per Dollar Spent:	n/app
Additional Miles:	n/app
Program Details:	n/app

Rewards Expiration Period: 5 Years

Annual Limit: None

Additional Credit Card Perks

See website for additional benefits.

Special Notations about the Bank of America Accelerated Rewards™ American Express® Card

This card is issued by FIA Card Services, N.A. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Terms and Conditions before applying!