|
| Introductory Rate: |
0.00% or 7.50% for 12 Months on Purchases |
| Time Period: |
|
| Rate Applied To: |
Purchases |
| Additional Details: |
Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period. |
| Regular APR: |
|
| Variable or Fixed: |
|
| Annual Fee: |
$45 |
| Annual Fee Details: |
Some of the set-up and maintenance fees will be assessed before you begin using your card and will reduce the amount of credit you initially have available. |
| Application Fee: |
|
| Participation Fee: |
|
| Reload Fee: |
|
| Inactive Fee: |
|
| Total First Year Fees: |
|
| Type Of Rewards: |
|
| Be sure to read the card's Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. before applying! |
Credit Card Review
The IberiaBank Visa® Select Card, issued by IberiaBank, is designed for those with excellent credit who may occasionally carry a balance.
This credit card offers an introductory rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on purchases, and a low introductory APR on balance transfers of 1.99% for the first 12 billing cycles. After the introductory period, the card offers a low, ongoing variable APR.
The IberiaBank Visa® Select Card is designed for individuals with excellent credit. Applicants are required to be employed by their current employer for a minimum of six months. Proof of income is also required from both the applicant and co-applicant in order to complete the application.
Although the IberiaBank Visa® Select Card does not offer a rewards program, it does offer access to common services and benefits, including online access to credit card information.
Therefore, those with excellent credit who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Select Card has to offer.
This review was updated
Reward Program Information
| Type Of Rewards: |
|
| Reward Program Optional: |
|
| |
Optional programs may have a fee. See Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
|
| Highest Possible Rebate: |
|
| Additional Rebates: |
|
| Rebate Details: |
|
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
|
| Additional Points: |
|
| Point Details: |
|
| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
|
| Additional Miles: |
|
| Program Details: |
|
Rewards Expiration Period:
Annual Limit:
Additional Credit Card Perks
Various internet account services.
See website for additional benefits. Special Notations about the IberiaBank Visa® Select Card
Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Always read the credit card's Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. before applying!
|
