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The Best Western MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents with a clear, but established credit history. In the rewards program that comes with this card, cardholders can earn Best Western Rewards points which can be used at Best Western locations internationally. The standard earning rate is 1.5 Best Western Rewards points for every $1 spent on purchases. Cardholders will also be awarded 20,000 bonus points after making a first purchase with the card and an additional 50 Best Western Rewards points for every cash advance transaction occurrence that is over $50. Cardholders will have access to 24-hour customer service assistance and access to their account at anytime. Purchases, balance transfers, and cash advances all have fixed AIRs and there is no introductory offer available on transactions. Those who do not meet the qualifications for the BBest Western MasterCard® Credit Card may be considered for the preferred card, which varies in the terms of benefits and credit limits.

The IberiaBank Visa® Classic Card, issued by IberiaBank, is designed for those with average credit who may occasionally carry a balance. Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting. The card has no annual fee and offers a low introductory rate that can be applied towards balance transfers for the first six months. Therefore, those who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer.

The IberiaBank Visa® Select Card, issued by IberiaBank, is designed for those with excellent credit who may occasionally carry a balance. This credit card offers an introductory rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on purchases, and a low introductory APR on balance transfers of 1.99% for the first 12 billing cycles. After the introductory period, the card offers a low, ongoing variable APR. There is also a low annual fee of $35. The IberiaBank Visa® Select Card is designed for individuals with excellent credit. Applicants are required to be employed by their current employer for a minimum of six months. Proof of income is also required from both the applicant and co-applicant in order to complete the application. Although the IberiaBank Visa® Select Card does not offer a rewards program, it does offer access to common services and benefits, including online access to credit card information. Therefore, those with excellent credit who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Select Card has to offer.